Introduction:
Alabama Rates:
Auto insurance premiums in Alabama averaged $0.00 in Alabama in 2004, representing a change of 0.03 percent from the previous year when rates averaged $0.00. The 2004 figures show that, liability coverage averaged $0.00, collision averaged $0.00, and comprehensive averaged $0.00. There were 38 states that had higher average premiums and 11 that were lower. In 2003 there were 39 states with higher rates than Alabama. Taking a look at a longer trend, premiums for car insurance in Alabama in 2000 averaged $0.00 and in 2001, $0.00. In the year 2000, 34 states had higher premiums.
Factors Affecting Insurance Costs In Alabama:
| Urban Speed Limit | 65 |
| Highway Speed Limit | 65 |
| Blood Alcohol Limit | 0.08 |
| Open Container Law | Both the driver and passenger of vehicles are prohibited from posessing open alcohol |
| Handheld Cell Phones | There is no statewide ban on hand held cell phone use while driving. |
| Cell Usage By Driver | There is no state wide ban on all cell phones by drivers. |
| Suspension on DUI | On a first offense for DUI/DWI drivers license is suspened for 90 days. |
| Restoration On DUI | Driving privileges may not be restored during period of suspension. |
Alabama Auto Insurance Premium Data
| 2004 Average Premium | $0.00 |
| 2003 Average Premium | $0.00 |
| 2003-2004 % Change | 0.03% |
| 2004 Collission Cost | $0.00 |
| 2004 Liability Cost | $0.00 |
| 2004 Comprehensive Cost | $0.00 |
| 2004 Premium Rank | 39 |
Other Resources For Alabama Residents
Discount Car Insurance In Alabama - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Alabama - How To Find Great Rates Online.
Low Cost Car Insurance In Alabama - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Alabama - Where To Shop For Low Rates.
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